Insurance Telematics / UBI
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Insurance Telematics / UBI
Inzura's innovative Smartphone based telematics core software engine & algorithms are the most advanced in the market and presented to the Driver in a user-friendly App.
The Driver Data Analysis Engine translates 1 second GPS data into discrete data relating to how a driver has performed during a trip. Multiple trips over a specified aggregation period produces scores which represent a drivers capability and attitudes to the rules of the road.

This combined profile provides the insurance underwriter with factual data to help define risk and make critical pricing decisions.

Our systems support Usage Based Insurance (UBI), Pay As You Drive (PAYD), Pay How you Drive (PHYD), Try Before You Buy (TBYB) and Marking As You Drive (MAYD) apps.

Inzura's Telematics Software offers the following key features:

  • App based 1 second GPS recording and analysis (not simple Exception Counting)
  • Individual trip scoring showing key significant events including acceleration, braking, speeding and cornering
  • Detailed in app journey map data showing key driving events
  • Re-configurable scoring engine to generate tailored scores for different markets
  • 30, 60 & 90 day trip score aggregation to generate long term driver scores
  • Bluetooth beacon auto start option
Insurance Telematics UBI